Rates and Costs
|
CREDIT |
RATE |
| Registration fee | 0.01 EUR |
| Monthly payment date | 15 |
| Review of credit amount and interest rates | 10.00 EUR |
| Increase of credit limit | 5% of the increased amount |
| Credit limit excess fee | 0.2% per day |
| Payment to personal bank account | 3% (min. 3 EUR) |
|
CREDIT |
RATE |
| Registration fee | 0.01 EUR |
| Monthly payment date | 15 |
| Review of credit amount and interest rates | 10.00 EUR |
| Increase of credit limit | 5% of the increased amount |
| Credit limit excess fee | 0.2% per day |
| Payment to personal bank account | 3% (min. 3 EUR) |
|
CARD |
RATE |
| Card service fee | 7.99 EUR |
| Card delivery by mail | FREE OF CHARGE |
| Card replacement | 8.00 EUR |
| Cash withdrawal at ATM | 3% (min. 5.00 EUR) |
| ATM balance inquiry:
- In Latvia - Abroad |
- 0.60 EUR - 1.00 EUR |
| Currency conversion for card transactions | 3% |
| Inactive card maintenance fee | 5.00 EUR |
|
CARD |
RATE |
| Card service fee | 7.99 EUR |
| Card delivery by mail | FREE OF CHARGE |
| Card replacement |
8.00 EUR |
| Cash withdrawal at ATM |
3% (min. 5.00 EUR) |
| ATM balance inquiry:
- In Latvia - Abroad |
- 0.60 EUR - 1.00 EUR |
| Currency conversion for card transactions | 3% |
| Inactive card maintenance fee | 5.00 EUR |
|
CARD LIMITS |
|
| Daily cash withdrawal limit |
500 EUR |
| Monthly cash withdrawal and purchase limit |
3000 EUR |
|
CARD LIMITS |
|
| Daily cash withdrawal limit |
500 EUR |
| Monthly cash withdrawal and purchase limit |
3000 EUR |
|
DEBT COLLECTION |
RATE |
| Information sent for non-timely payment | 3.00 EUR |
| Payment deferral | 15.00 EUR |
| Credit risk management by NordCard | 15.00 EUR |
| Cancellation of individual payment plan or agreement in case of non-fulfillment | 15.00 EUR |
| Debt transfer to external debt recovery services | 30.00 EUR |
| Contract termination by NordCard | 50.00 EUR |
| Restructuring commission | 10% of the total debt amount |
| Litigation initiation fee | 100.00 EUR |
|
DEBT COLLECTION |
RATE |
| Information sent for non-timely payment | 3.00 EUR |
| Payment deferral | 15.00 EUR |
| Credit risk management by NordCard | 15.00 EUR |
| Cancellation of individual payment plan or agreement in case of non-fulfillment | 15.00 EUR |
| Debt transfer to external debt recovery services | 30.00 EUR |
| Contract termination by NordCard | 50.00 EUR |
| Restructuring commission | 10% of the total debt amount |
| Litigation initiation fee | 100.00 EUR |
|
ADDITIONAL SERVICES |
RATE |
| Monthly payment notification via SMS | 0.70 EUR per SMS* |
| Transaction notification via SMS | 0.30 EUR per SMS* |
| Citizenship and Migration Affairs database check | 5.00 EUR |
| Review of unfounded claims | 15.00 EUR |
| Preparation and sending of statements | 30.00 EUR (incl. VAT) |
| Large volume data processing for preparing and sending additional information to the client | 30.00 EUR |
| Changing services, adding or removing additional services, or making contractual amendments in case of non-fulfillment | 25.00 EUR |
|
ADDITIONAL SERVICES |
RATE |
| Monthly payment notification via SMS | 0.70 EUR per SMS* |
| Transaction notification via SMS | 0.30 EUR per SMS* |
| Citizenship and Migration Affairs database check | 5.00 EUR |
| Review of unfounded claims | 15.00 EUR |
| Preparation and sending of statements | 30.00 EUR (incl. VAT) |
| Large volume data processing for preparing and sending additional information to the client | 30.00 EUR |
| Changing services, adding or removing additional services, or making contractual amendments in case of non-fulfillment | 25.00 EUR |
* This option is enabled by default and increases the monthly payment amount. Settings can be changed in the Online Banking system.
