Rates and Costs

Rates and Costs

 

CREDITLIMIT

RATE

Daily interest rate:

0.08% - 0.16%

Interest-free period within one calendar month 
Interest rate during interest-free period  0%
Commission for registration  0,01 EUR
Monthly payment of principal amount 2% of granted Creditlimit*
Monthly payment date 15
Creditlimit amount and interest rate review 3,00 EUR
A Creditlimit increase 3.5.% of the increased amount
Fee on exceeding credit limit 0.2% per day
Payment to a personal bank account 3% (min. 3,00 EUR)

 

CREDITLIMIT

RATE

Daily interest rate  0.08% - 0.16% 
Interest-free period within one calendar month 
Interest rate during interest-free period  0%
Commission for registration  0,01 EUR
Monthly payment of principal amount 2% of granted Creditlimit*
Monthly payment date 15
Creditlimit amount and interest rate review 3,00 EUR
A Creditlimit increase 3.5.% of the increased amount
Fee on exceeding credit limit 0.2% per day
Payment to a personal bank account 3% (min. 3,00 EUR)

*If outstanding balance of debt liabilities is smaller than 2% of Creditlimit, the Borrower has to make payment that is equal to the actual amount of the outstanding balance of debt liabilities

 

 

ADDITIONAL SERVICES

RATE

Preparation and sending of a reference 30,00 EUR (includes VAT)
Repeated unfounded claim review   15,00 EUR 
Credit risk management from NordCard 8,50 EUR
SMS notifications for monthly payments 0,50 EUR per SMS**
SMS notifications for executed transactions 0,20 EUR per SMS**
Extension of the basic amount repayment 1,50 EUR
Termination of a contract by NordCard 15,00 EUR
Sending information about failure to meet obligations (payment) on time 1,50 EUR
Processing of large volumes of data in order to prepare and send additional information to a client 30,00 EUR
Creation of an individual payment schedule 15,00 EUR
Adding or removing additional service 25,00 EUR

 

ADDITIONAL SERVICES

RATE

Preparation and sending of a reference 30,00 EUR (includes VAT)
Repeated unfounded claim review 15,00 EUR 
Credit risk management from NordCard 8,50 EUR
SMS notifications for monthly payments 0,50 EUR per SMS**
SMS notifications for executed transactions 0,20 EUR per SMS**
Extension of the basic amount repayment 1,50 EUR
Termination of a contract by NordCard 15,00 EUR
Sending information about failure to meet obligations (payment) on time 1,50 EUR
Processing of large volumes of data in order to prepare and send additional information to a client 30,00 EUR
Creation of an individual payment schedule 15,00 EUR
Adding or removing additional service 25,00 EUR

** This option is On by default. Settings can be changed in the Online Banking system.

 

CARD 

RATE
Card maintenance fee 7,99 EUR 
Card delivery by mail FREE OF CHARGE
Card replacement 8,00 EUR
Cash withdrawals from an ATM 3% (min. 5,00 EUR)

Balance inquiry in ATMs:

- in Latvia

- abroad

 

- 0,60 EUR

- 1,00 EUR

Currency conversion for card transactions 3%
Inactive card maintenance fee 5,00 EUR

 

CARD 

RATE
Card maintenance fee 7,99 EUR
Card delivery by mail FREE OF CHARGE
Card replacement

8,00 EUR

Cash withdrawals from an ATM

3% (min. 5,00 EUR)

Balance inquiry in ATMs:

- in Latvia

- abroad

 

- 0,60 EUR

- 1,00 EUR

Currency conversion for card transactions 3%
Inactive card maintenance fee 5,00 EUR

 

CARD LIMITS

 

Daily cash withdrawal limit

500 EUR 

Monthly cash withdrawal and purchases limit

3000 EUR

 

CARD LIMITS

 

Daily cash withdrawal limit

500 EUR

Monthly cash withdrawal and purchases limit

3000 EUR

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