Rates and Costs

Rates and Costs

In force since 15.02.2019

 

CREDITLIMIT

RATE

Transfer of Creditlimit amount to registered bank account  FREE OF CHARGE
Daily interest rate  0.23% of the used amount
Interest-free period within one calendar month 
Interest rate during interest-free period  0%
Daily penalty interest  0,33%
Commission for registration  0,01 EUR
Monthly payment of principal amount 2% of granted Creditlimit*
Monthly payment date 15
Review of an application for the increase of Creditlimit 3 EUR
A Creditlimit increase 3.5.% of the increased amount

 

CREDITLIMIT

RATE

Transfer of Creditlimit amount to registered bank account  FREE OF CHARGE
Daily interest rate  0.23% of the used amount
Interest-free period within one calendar month 
Interest rate during interest-free period  0%
Daily penalty interest  0,33%
Commission for registration  0,01 EUR
Monthly payment of principal amount 2% of granted Creditlimit*
Monthly payment date 15
Review of an application for the increase of Creditlimit 3 EUR
A Creditlimit increase 3.5.% of the increased amount

*If outstanding balance of debt liabilities is smaller than 2% of Creditlimit, the Borrower has to make payment that is equal to the actual amount of the outstanding balance of debt liabilities

 

 

ADDITIONAL SERVICES

RATE

Preparation and sending of a reference 30,00 EUR (includes VAT)
Repeated unfounded claim review   15,00 EUR 
Credit risk management from NordCard 8.50 EUR
SMS notifications for monthly payments 0.50 EUR per SMS**
Extension of the basic amount repayment 1.50 EUR
Termination of a contract by NordCard 15 EUR
Sending information about failure to meet obligations (payment) on time 1.50 EUR
Processing of large volumes of data in order to prepare and send additional information to a client 30 EUR

 

ADDITIONAL SERVICES

RATE

Preparation and sending of a reference 30,00 EUR (includes VAT)
Repeated unfounded claim review 15,00 EUR 
Credit risk management from NordCard 8.50 EUR
SMS notifications for monthly payments 0.50 EUR per SMS**
Extension of the basic amount repayment 1.50 EUR
Termination of a contract by NordCard 15 EUR
Sending information about failure to meet obligations (payment) on time 1.50 EUR
Processing of large volumes of data in order to prepare and send additional information to a client 30 EUR

** This option is On by default. Settings can be changed in the Online Banking system.

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