Questions
NordCard doesn’t impose strict repayment schedules on clients, and thus they are not created.
When repaying NordCard creditline, you can decide how much and how frequently you want to return. The only requirement – not later than on the15th date of each month you have to return fixed monthly payments. Information about your monthly payments will be sent to you via e-mail and SMS, as well as will be available in your Online Banking account. You can also make bigger payments than the required ones and return all used amount immediately.
Remember that the repaid part of NordCard creditline will be anew available for borrowing.
You will receive information about the monthly fixed payment on the 1st of each month.
It will be available in your Online Banking account and will be sent to you in the form of SMS and e-mail.
Remember that payment must be made by the 15th of each month!
The amount of the fixed monthly payment depends on the amount of the credit line granted and can also be found in the NordCard credit agreement.
Example: if the amount of the granted credit line is 1000 EUR and the interest rate is 0.08% per day, then the fixed monthly payment will be 31.60 EUR.
Remember that you can also return bigger amount than fixed monthly payment, saving on interest!
All information about the granted creditline amount is available in your Online Banking system account. Signing up to Online Banking will allow you to learn the available amount of your creditline, the amount used, a sum and term of monthly payments, payment and transaction history, as well as communicate with NordCard by sending us messages.
You can ask for the necessary amounts to be transferred to your bank account in your Online Banking account. To require money transfers, log in to your Online Banking account and go to Payments>New Payment.
Money transfers are made on working days, from 9 a.m. to 6 p.m., from the Rietumu Bank account.
