NordCard doesn’t impose strict repayment schedules on clients, and thus they are not created.
When repaying NordCard Creditlimit, you can decide how much and how frequently you want to return. The only requirement – not later than on the15th date of each month you have to return monthly minimum payments. Information about your monthly payments will be sent to you via e-mail and SMS, as well as will be available in your Online Banking account. You can also make bigger payments than the required ones and return all used amount immediately.
Remember that the repaid part of NordCard Creditlimit will be anew available for borrowing.
On the 1st date of each month, you will receive information about your monthly minimum payments. This information will be available in your Online Banking system account, as well as will be sent to you via SMS and e-mail. Remember that payments have to be made not later than on the 15th date of each month.
NordCard has a fixed monthly minimum payment. The payment amount depends on the total amount of the Credit Limit.
For example, with a Credit Limit of 1000 EUR, the fixed minimum monthly payment will be 31.60 EUR.
Remember that you can make bigger payments than the required minimum payment, and thus save on interest.
All information about the granted Creditlimit amount is available in your Online Banking system account. Signing up to Online Banking will allow you to learn the available amount of your Creditlimit, the amount used, a sum and term of monthly payments, payment and transaction history, as well as communicate with NordCard by sending us messages.
You can ask for the necessary amounts to be transferred to your bank account in your Online Banking account. To require money transfers, log in to your Online Banking account and go to Payments>New Payment.
Money transfers are made on working days, from 9 a.m. to 6 p.m., from the Rietumu Bank account.